When you need help for an addiction problem, you can’t afford to allow obstacles to get in the way of you getting help. Unfortunately, it happens all of the time. Issues get in the way of people getting the help they need, which is never a good thing. One of the biggest issues people have with going to rehab is affordability. After months or even years of abusing drugs or alcohol, a lot of addiction sufferers are left broke both spiritually and financially.
If they have suffered significant financial damage, there is a good chance they don’t have the financial resources for rehab. If money is the reason you are not seeking help, we want to ask you a simple question. Do you by any chance have healthcare insurance through your employer or as an individual policy? If you do, the financial mountain you need to climb for rehab might not be as high as you originally thought. Why? When the Affordable Care Act of 2009 was passed, it forced insurance companies to start covering addiction treatment costs in the same way they would cover other medical costs. Also, insurance companies were told they could no longer deny coverage to anyone based on a preexisting condition.
Insurance companies would use the preexisting angle to deny addiction treatment coverage under the guise that the addiction had likely started before the customer had the policy. None of that matters anymore because insurance companies now have to cover addiction treatment costs to some extent. By the way, the costs insurance companies have to cover minus deductibles/copays includes:
- Residential treatment of up to 90 days
- Outpatient treatment for the duration of treatment
- Prescription drug charges related to treatment
- Detox programs
It’s worth noting that most insurance companies will offer to cover all of the outpatient treatment costs. Why would they do that? They want to motivate customers to go the outpatient route, which is many times cheaper than residential treatment. All of this is good information unless you don’t have insurance coverage. That makes the titled question relevant and something we want to answer.
Will Drug Rehab Centers Near Me Admit Me with a Sliding Scale Payment Plan?
The answer to the titled question is it’s possible. The thing is no rehab is required by law to offer pricing concessions to customers. However, rehabs are in the business of helping people. Because they understand the limits of their client base, they do look for ways to get people into treatment even if clients don’t have adequate financial resources. Many times, rehab facilities will get donations, endowments, and government assistance funds to help run the rehab facility. These are the financial resources that some rehabs will use in order to offer clients a chance to come in for treatment, using a sliding scale for payment. It’s up to you to find a rehab that is willing to help you.
You can ask, and they will tell you what’s possible. If you can’t find a rehab near you that’s willing to offer you sliding scale payments, you might want to check outside of your area. The bottom line is you can find a place that will help if you do the work. As a suggestion, there are other ways you might be able to pay for treatment. You always have the option of asking your family and friends for help. If they won’t help, using your credit cards or savings might get the job done. Also, you do have the right to pull retirement funds for a medical emergency. If you are able to do that, you need to remember you will be generating a tax liability. If all else fails, you can ask local rehab centers about possible scholarship programs or grants that might be available to you.
This is your life you are considering. It’s really incumbent on you to do whatever is necessary in order to get the help you need. We hope it’s not money that is standing in the way of you seeking help. If it is, let us know and maybe we can help. The bottom line is you need to come in for treatment. Without it, you are putting your life at risk. When you are ready to seek help, we will be there for you. All you need to do is pick up the phone and contact one of our staff members at the following number, 833-820-2922.